VA Home Loans - Are you eligible?
VA Home Loans - Are you eligible?
The VA home loan program has been opening the door to homeownership for eligible servicemembers and surviving military spouses in Tampa since 1944. In addition to offering significant savings, the VA mortgage program was designed with the specific needs of military families in mind. That means eligible buyers don’t need perfect credit or a large down payment to qualify. In most cases
VA offers a 100% financing for a home loan.
You may be eligible for a VA loan by meeting one or more of the following requirements:
- You have served 90 consecutive days of active service during wartime, OR
- You have served 181 days of active service during peacetime, OR
- You have 6 years of service in the National Guard or Reserves, OR
- You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
Don't meet these requirements? You may still be eligible: Contact us at 813-679-9947 for a consultation.
You DO NOT need your Certificate of Eligibility (COE) in hand to apply for a VA loan, it is an important part of VA loan eligibility. Your COE provides the lender with confirmation that you qualify for VA loan benefits. We can instantly pull your COE through the VA’s automated system. In fact, nearly all VA loan COEs are requested electronically, and about two-thirds of certificates are issued immediately, according to the VA.
VA Home Loan Specialists at Newton Financial Home Loans are available 24/7 to answer any questions you have about the VA loan Program. Give us a call at 813-679-9947 or get started online
Home Loans for Those Who Serve
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MacDill Air Force Base Tampa Florida
With our network of realtors, we have you covered. No matter what you need or where you want to live, we have something you'll love.
Fort Carson, Colorado Springs, CO
Fort Carson is nestled at the foot of the stunning Rocky Mountains, offering breathtaking views and abundant opportunities for outdoor activities. Whether you enjoy hiking, skiing, camping, or simply immersing yourself in nature's beauty, Fort Carson provides the perfect backdrop. Within a short drive, you can explore the vibrant city of Colorado Springs, visit iconic landmarks like Pikes Peak or the Garden of the Gods, and enjoy world-class skiing in the nearby mountain resorts.
Remember, moving to a new location can be a transformative experience, filled with new beginnings and endless possibilities. Embrace the adventure and approach your PCS to Fort Carson with a positive mindset. As you embark on this new chapter, I have no doubt that you and your family will create cherished memories and thrive in the wonderful community that awaits you.
Wright-Patterson Air Force Base — Dayton, Ohio
BUY A HOME WITH A VA LOAN: Advantages Over Renting
No down payment: One of the major advantages of a VA loan is that eligible veterans, active-duty service members, and some surviving spouses can purchase a home with no down payment. This allows you to become a homeowner without a substantial upfront cost.
Potential for equity growth: As you make mortgage payments, you build equity in the home. Over time, this equity can increase as property values rise, potentially providing you with a financial asset. Rent payments do not build equity.