VA Home Loans
VA Home Loans - Are you eligible?
The VA home loan program has been opening the door to homeownership for eligible servicemembers and surviving military spouses in Tampa since 1944. In addition to offering significant savings, the VA mortgage program was designed with the specific needs of military families in mind. That means eligible buyers don’t need perfect credit or a large down payment to qualify. In most cases
VA offers a 100% financing for a home loan.
You may be eligible for a VA loan by meeting one or more of the following requirements:
- You have served 90 consecutive days of active service during wartime, OR
- You have served 181 days of active service during peacetime, OR
- You have 6 years of service in the National Guard or Reserves, OR
- You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
Don't meet these requirements? You may still be eligible: Contact us at 813-679-9947 for a consultation.
You DO NOT need your Certificate of Eligibility (COE) in hand to apply for a VA loan, it is an important part of VA loan eligibility. Your COE provides the lender with confirmation that you qualify for VA loan benefits. We can instantly pull your COE through the VA’s automated system. In fact, nearly all VA loan COEs are requested electronically, and about two-thirds of certificates are issued immediately, according to the VA.
VA Home Loan Specialists at Newton Financial Home Loans are available 24/7 to answer any questions you have about the VA loan Program. Give us a call at 813-679-9947 or get started online